Virtual Payment Cards
The Q-Card is a virtual Mastercard featuring a standard card number, expiration date, CVC code, and verification code confirmation that can be used worldwide. Q-Card is powered by Adyen, the largest payment service provider in Europe and active worldwide.
These virtual cards function identically to a physical Mastercard, but can be issued to any of your employees within seconds after approval, and are usable both online and at physical retail locations (Point of Sale).
Step 1: Create a purchase request
Using the Q-Card App, the employee can conveniently submit a request for an online Point-of-Sale (PoS) purchase of a product or service through the predefined structured workflow. The request is automatically sent to the budget holder or authorized approver who can review and either approve or deny the request within a matter of seconds using the Approval App. Such a purchase request can be initiated to obtain a virtual card or to secure approval for a wire transfer.
Step 2: Start spending
As soon as the request has been approved, the employee will immediately receive a notification and can use the linked virtual card from his or her wallet directly via the Q-Card App.
Step 3: Track the transactions
When completing the purchase, all pending, historical and future transaction data will be available in the app. Through your app interface and the embedded BI dashboard provided by Q-Card, you can track all transactions and spending behavior organization-wide, by department, or by employee.
Q-Card Mobile App
Our Q-card Mobile app is highly favored by users for its excellent and easy to understand user interface, providing a consumer-like buying experience for all employees.
Equip your team with a tool that allows mobile receipt capture for expenses and real-time expense tracking via mobile app.
Q-Card Management System
Business card control and expense management all done via one centralized platform.
Setup an (multi-)entity approval matrix that works for your organization and predefine the coding data you would like at the time of the purchase request.
With Q-Card you will rarely find your self in need, but if a receipt or specific coding is missing or inaccurate, the accounting team will always be able to overwrite and make adjustments.
“By adding Q-Card to our digital agenda, Heijmans is extending its P2P processes, improving upfront visibility and control for a wide range of indirect spend categories throughout multiple departments. Another key goal is to leverage efficiency gains by reducing the current ERP vendor base consisting of a large variety of C-suppliers for small or infrequent purchases."
Job Verkerke
Chief Procurement Officer
A dive into the cold and dark waters
This is an image of my Ironman start in Switzerland. Imagine 1,500 people immersing themselves in a big lake and trying to navigate their way through as quickly as possible.
Heijmans opts for innovation
Construction company, Heijmans, has opted for Q-Card’s virtual cards to bring their spend under management. By adding Q-Card to their 2023 digital agenda, Heijmans is...
Q-Card launches innovative app
The new Dutch fintech label, headquartered in Rotterdam, Q-Card allows companies to provide their employees with virtual payment cards through a uniform tail spend management solution.
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We support organizations in effectively recognizing the improvement potential of Q-Card through our scans. This assessment provides a clear insight into the financial value that remains untapped by not bringing your tailspend under management.
